X

A faith-based investment firm distributing and managing values-based products

Our
Mission

Our mission is to positively impact the lives of our clients, colleagues and community.
Clients

We unequivocally serve as a wise steward of our clients’ wealth.

Community

We abundantly give of our financial resources and precious time.

Coworkers

We purposefully foster an engaging environment in which to thrive.

Our Core Values

Our company's core values guide the way we work and live.

Integrity

We do the right thing.

Courage

We dream big, we give our all, and we are not influenced by fear.

Commitment

We dedicate ourselves to serving our clients, our community, and our coworkers.

Proficiency

We are passionate about business expertise.

Professionalism

We represent ourselves and our constituents with excellence.

Our Team

Search by Role
Search by Name

MICHAEL L. KERN, III, CFA®

President & CEO

Mike Kern has been President and Chief Executive Officer of Crossmark Global Investments and its related entities since May 2015. Before joining Crossmark, he was President of Stout Risius Ross, a financial advisory firm he joined in 1996 as an analyst. During his 19-year tenure with Stout and before being appointed President, he served in a variety of roles, including Managing Director in the Valuation & Financial Opinions Group, Head of the Investment Banking Group, CFO, and COO.

Raised in the Detroit area, Mike earned a B.S. in Finance and Business Economics from Wayne State University. He holds the Chartered Financial Analyst (CFA) designation, as well as the FINRA Series 7, 24, and 63 securities licenses. Mike is also a member of the CFA Institute and Young Presidents’ Organization (YPO).

Mike devotes a significant amount of time to philanthropic activities, which is his passion. He currently serves on the Board of Directors of Embrace the Truth International while also advising several churches throughout the country. Mike was a past member of the Executive Board of Directors of Convoy of Hope, while also serving as Treasurer and Chairman of the Compensation and Audit Committees. In addition, he is a past member of the Board of Directors of International Aid and the Clint Capella CC15 Foundation.

Mike resides in Houston, Texas, with his wife, Amanda, and their four children.

P:713-243-6786

ANDREW J. JACOBSON, SR.

Chief Operating Officer

Andrew Jacobson joined Crossmark in February of 2016 as Chief Operating Officer, with over 20 years of leadership experience in the financial services industry, as well as in non-profit and military organizations. In his current role, Andrew is responsible for all business support activities, including Accounting, HR, IT, and Operations. Prior to joining Crossmark, Andrew spent 17 years with GMAC/Ally Bank in automotive finance, commercial lending, insurance and mortgage servicing, with the last four years as a senior HR executive. Between his time with GMAC/Ally Bank and Crossmark, Andrew served 4 ½ years as the Executive Pastor, Treasurer and CFO of an 11,000-member church in the Dallas area.

Andrew attended the University of Michigan, where he earned a Bachelor's of Business Administration in Organizational Behavior and Human Resource Management. As an undergrad, Andrew enlisted in the United States Naval Reserve and subsequently served eight years before being Honorably Discharged in 2001. Shortly thereafter, Andrew attended Pepperdine University, graduating with a Master of Business Administration in 2004. He holds the Series 27 securities license.

Andrew, his wife Sarah and their five children thoroughly enjoy serving in non-profit, civic and ministry organizations. Andrew dedicates two weeks every year to international missions and serves on the Board of Governors of Messenger College as well as the Board of Directors of To Give a Smile.

P:713-243-6727

ROBERT C. DOLL, CFA®

Chief Investment Officer

Bob joined Crossmark in May 2021 as Chief Investment Officer (CIO), bringing over 40 years of industry experience to guide the investment process and serve as portfolio manager for multiple Crossmark large-cap strategies. He also utilizes his investment expertise to provide weekly and quarterly investment commentaries, as well as annual market predictions. Bob is a regular guest and contributor to multiple media outlets such as CNBC, Bloomberg TV, Moneywise, and Fox Business News. Prior to arriving at Crossmark, he held the roles of Senior Portfolio Manager and Chief Equity Strategist at Nuveen and Blackrock, President and Chief Investment Officer at Merrill Lynch Investment Managers, and Chief Investment Officer at Oppenheimer Funds, Inc.

Bob graduated from Lehigh University with a B.S. in Accounting and a B.A. in Economics. He later went on to earn an M.B.A. from the Wharton School of the University of Pennsylvania. He is a Certified Public Accountant (CPA) and holds the Chartered Financial Analyst (CFA®) designation, as well as the FINRA Series 7 and 63 securities licenses.

Bob dedicates his time as choir director at his local church and also serves on a number of boards including the Alliance of Confessing Evangelicals, Word of Life Fellowship, New Canaan Society, Kingdom Advisors, National Christian Foundation, Gordon Conwell Theological Seminary, The Lausanne Movement, Movement.org, Cairn University, Christianity Today, and the Princeton Healthcare System.

Bob and his wife Leslie currently reside in Princeton, New Jersey and have three children.

VICTORIA L. FERNANDEZ, CFA®

Chief Market Strategist

Victoria Fernandez joined Crossmark in July 2012 and serves as the Chief Market Strategist. She works with the firm's executive and research teams to analyze current market trends and provide comments to the media and public around Crossmark's investment outlook. She is also responsible for managing the Crossmark Fixed Income Investment team and Marketing division while serving as Portfolio Manager for taxable fixed income products.

Victoria began her career in 1994 at Fayez Sarofim & Company, a Houston-based financial advisory firm. During her 18 years at the firm, Victoria enhanced her knowledge of the industry through a variety of roles within the fixed income division, including Head Trader, Municipal Portfolio Manager, and as an Associate on the management team.

Born and raised in Houston, Texas, Victoria remained in her hometown to earn her Bachelor of Arts from Rice University. She earned her MBA from the May's Business School at Texas A&M University and is a CFA® Charterholder.

As an active member of her community, Victoria has served on the boards of local non-profit organizations and religious institutions. In addition, she stays busy supporting her two children in their athletic and academic pursuits, along with volunteering in Literacy Strong, a local non-profit developed by her daughter to fight illiteracy. Victoria currently resides in Houston, and when not in the office, she enjoys walking her labradoodle and diving into a good book.

P:713-243-6728

JIM COPPEDGE

General Counsel & Chief Compliance Officer

Jim Coppedge joined Crossmark in June 2017 as General Counsel & Chief Compliance Officer. Prior to joining Crossmark, Jim served as deputy general counsel for American International Group, Inc. (AIG), leading a team that provided legal and compliance services to the AIG's global consumer product businesses. Prior to joining AIG, he served as associate general counsel for Invesco, Ltd., leading a team that provided legal and compliance services to the North American Retail Group (which included the AIM and Invesco mutual funds).

Jim’s professional career began in 1992, when he accepted a position in the law department of USAA. He spent seven years at USAA, primarily supporting the firm’s mutual fund, brokerage, and investment advice businesses.

A native Texan, Jim earned a B.B.A. in Finance from Texas A&M University and a Juris Doctor from St. Mary's University School of Law.

Jim also devotes time to philanthropic activities. He currently serves on the Boards of Directors of Fort Bend Seniors Meals on Wheels and the University of Houston Cougar Investment Fund.

Jim has lived in the Houston area for almost twenty years. He and his wife, Krista, have three daughters.

P:713-243-6746

CHARLIE SYLVESTER

Managing Director – Head of Sales & Distribution

Charlie joined Crossmark in June of 2019 as Senior Vice President in the South Region, and was promoted to Managing Director and Head of Sales and Distribution in October of 2019. He is responsible for leading Crossmark’s Advisor Solutions Group (ASG). ASG focuses on retail sales and distribution of our Separately Managed Account Strategies and the Steward Family of Mutual Funds.

Prior joining Crossmark, Charlie spent 19 years as a wholesaler for Invesco in the Institutional and Insurance Sales Group. Throughout his career, Charlie has focused on delivering client-centric, solution-driven strategies to financial advisors in order to help enhance and grow their business.

Charlie holds a B.B.A in Accounting from Sam Houston State University and the Series 7, 24, 63, and 65 FINRA licenses. Charlie and his wife Christy are lifelong Houstonians, very active in their local church, have two sons and daughters-in-law, and love being grandparents. He is an avid golfer, snow skier, guitar player, and can be found most weekends at his farm in East Texas or on his back porch cooking Texas-style BBQ for friends and family.

P:713-419-4619

HEATHER LINDSEY

Managing Director - Platform Development & Strategic Accounts

Heather Lindsey joined Crossmark in August of 2021 and serves as the Managing Director of Platform Development & Strategic Accounts. Heather is responsible for developing engagement strategies to strengthen client relationships, overseeing business strategy for all aspects of distribution partnerships with wealth management platforms, and effectively positioning Crossmark’s investment strategies, overall mission, and core values.

Prior to joining Crossmark, Heather spent twenty-four years at Invesco, where she held multiple significant roles, including two years as SVP, Head of Strategic Accounts, ten years as Senior Director, Retirement & Insurance Platforms and six years as VP, Senior National Account Manager.

Heather earned a bachelor's degree in finance from the University of New Orleans. She holds FINRA Series 7, 24, 51, & 66 licenses. As an active member of her community, Heather volunteers at Strake Jesuit in Houston and participates in fundraising events supporting the National Hemophilia Foundation. She enjoys spending time with her family and friends, which is often at high school Cross Country and Track meets. Heather lives in Sugar Land, TX with her husband, Carey, and son, William.

P:713-243-6744

PAUL C. TOWNSEN

Managing Director – Head of Trading & Investment Operations, Portfolio Manager

Paul Townsen began his investment career at Crossmark in June of 1993. Since 2005, he has served as Portfolio Manager for the Crossmark Covered Call Income SMA and Steward Covered Call Income Fund. In 2021, Paul was promoted to Managing Director – Head of Trading & Investment Operations, where he oversees the trading and investment operations team.

Since starting his career at Crossmark, Paul has worked in a variety of roles within the investment and trading teams, with a focus on trading operations across multiple strategies. In addition to his current responsibilities as portfolio manager and head of trading and investment operations, he also serves as a member of Crossmark’s leadership team.

Paul earned a B.B.A. in Finance from the University of the Incarnate Word in San Antonio, Texas. He currently resides in Houston with his wife Jennifer and four children, Mackenzie, Tristan, Noah, and Presley.

P:713-243-6758
MICHAEL L. KERN, III, CFA®
President & CEO
ANDREW J. JACOBSON, SR.
Chief Operating Officer
ROBERT C. DOLL, CFA®
Chief Investment Officer
VICTORIA L. FERNANDEZ, CFA®
Chief Market Strategist
JIM COPPEDGE
General Counsel & Chief Compliance Officer
CHARLIE SYLVESTER
Managing Director – Head of Sales & Distribution
HEATHER LINDSEY
Managing Director - Platform Development & Strategic Accounts
PAUL C. TOWNSEN
Managing Director – Head of Trading & Investment Operations, Portfolio Manager

ROBERT C. DOLL, CFA®

Chief Investment Officer

Bob joined Crossmark in May 2021 as Chief Investment Officer (CIO), bringing over 40 years of industry experience to guide the investment process and serve as portfolio manager for multiple Crossmark large-cap strategies. He also utilizes his investment expertise to provide weekly and quarterly investment commentaries, as well as annual market predictions. Bob is a regular guest and contributor to multiple media outlets such as CNBC, Bloomberg TV, Moneywise, and Fox Business News. Prior to arriving at Crossmark, he held the roles of Senior Portfolio Manager and Chief Equity Strategist at Nuveen and Blackrock, President and Chief Investment Officer at Merrill Lynch Investment Managers, and Chief Investment Officer at Oppenheimer Funds, Inc.

Bob graduated from Lehigh University with a B.S. in Accounting and a B.A. in Economics. He later went on to earn an M.B.A. from the Wharton School of the University of Pennsylvania. He is a Certified Public Accountant (CPA) and holds the Chartered Financial Analyst (CFA®) designation, as well as the FINRA Series 7 and 63 securities licenses.

Bob dedicates his time as choir director at his local church and also serves on a number of boards including the Alliance of Confessing Evangelicals, Word of Life Fellowship, New Canaan Society, Kingdom Advisors, National Christian Foundation, Gordon Conwell Theological Seminary, The Lausanne Movement, Movement.org, Cairn University, Christianity Today, and the Princeton Healthcare System.

Bob and his wife Leslie currently reside in Princeton, New Jersey and have three children.

VICTORIA L. FERNANDEZ, CFA®

Chief Market Strategist

Victoria Fernandez joined Crossmark in July 2012 and serves as the Chief Market Strategist. She works with the firm's executive and research teams to analyze current market trends and provide comments to the media and public around Crossmark's investment outlook. She is also responsible for managing the Crossmark Fixed Income Investment team and Marketing division while serving as Portfolio Manager for taxable fixed income products.

Victoria began her career in 1994 at Fayez Sarofim & Company, a Houston-based financial advisory firm. During her 18 years at the firm, Victoria enhanced her knowledge of the industry through a variety of roles within the fixed income division, including Head Trader, Municipal Portfolio Manager, and as an Associate on the management team.

Born and raised in Houston, Texas, Victoria remained in her hometown to earn her Bachelor of Arts from Rice University. She earned her MBA from the May's Business School at Texas A&M University and is a CFA® Charterholder.

As an active member of her community, Victoria has served on the boards of local non-profit organizations and religious institutions. In addition, she stays busy supporting her two children in their athletic and academic pursuits, along with volunteering in Literacy Strong, a local non-profit developed by her daughter to fight illiteracy. Victoria currently resides in Houston, and when not in the office, she enjoys walking her labradoodle and diving into a good book.

P:713-243-6728

JOHN R. WOLF

Managing Director

John Wolf joined Crossmark in 1996 and currently serves as Managing Director. John is also the primary portfolio manager for Crossmark’s Global Equity Income strategy and manages or co-manages several of Crossmark’s quantitative-based equity strategies.

John began his financial services career in 1983 at The Dreyfus Corporation and moved to Oppenheimer Capital in 1987. In 1992 he became Vice President of New Castle Advisers, a start-up investment advisor specializing in covered call option portfolio strategies. New Castle was acquired by Crossmark in 1996, and John proved to be instrumental in leading Crossmark’s expansion into managing quantitative-based equity strategies.

Originally from the New York City area, John graduated with a B.B.A in Accounting from Hofstra University and an M.B.A in Finance from Manhattan College. He currently holds the Series 7, 24, and 66 securities licenses. In 2001, John relocated to the Houston area to work at Crossmark headquarters, where he still resides.

P:713-243-6785

PAUL C. TOWNSEN

Managing Director – Head of Trading & Investment Operations, Portfolio Manager

Paul Townsen began his investment career at Crossmark in June of 1993. Since 2005, he has served as Portfolio Manager for the Crossmark Covered Call Income SMA and Steward Covered Call Income Fund. In 2021, Paul was promoted to Managing Director – Head of Trading & Investment Operations, where he oversees the trading and investment operations team.

Since starting his career at Crossmark, Paul has worked in a variety of roles within the investment and trading teams, with a focus on trading operations across multiple strategies. In addition to his current responsibilities as portfolio manager and head of trading and investment operations, he also serves as a member of Crossmark’s leadership team.

Paul earned a B.B.A. in Finance from the University of the Incarnate Word in San Antonio, Texas. He currently resides in Houston with his wife Jennifer and four children, Mackenzie, Tristan, Noah, and Presley.

P:713-243-6758

BRENT LIUM, CFA®

Managing Director – Head of Equity Investments, Portfolio Manager

Brent Lium joined Crossmark in November of 2019. He currently serves as Managing Director – Head of Equity Investments and Portfolio Manager, and brings over 25 years of industry experience to the investment team. In addition to managing multiple portfolios across the Crossmark platform, Brent also oversees investment strategy across Crossmark’s equity portfolios and leads the equity investment team of portfolio managers and analysts.

Brent started his investment career in 1995 as a Financial Advisor with Dean Witter. In 2001, he joined Invesco as an equity analyst for a growth-focused mutual fund team. He was then promoted to portfolio manager on this team in 2007.

Brent earned a B.B.A. in Accounting from Texas A&M University and an M.B.A. in Finance from the University of Texas - Austin. He is also a CFA® Charterholder. He lives in West University Place, Texas with his wife Carrie and three children. When he is not at a family sporting event or activity, he loves to travel and do outdoor activities.

P:713-243-6765

MELVILLE L. CODY

Senior Portfolio Manager

Melville Cody serves as Senior Portfolio Manager for Crossmark’s Large Cap Growth and Tactical Asset Allocation Portfolios.

With over 30 years of investment experience, Mel’s background includes both buy- and sell-side money management organizations. On the buy side, Mel has worked at financial institutions such as USAA Investment Management Company and at American General as a portfolio manager and analyst. For the sell side, he worked at Sanders Morris Harris as Vice President of Institutional Research, where he was also recognized by the Wall Street Journal as an “All Star Analyst.” Mel later served as Co-Chairman of Roger H. Jenswold & Co. prior to its merger with Crossmark.

A native Texan, Mel graduated from The University of Texas Business Honors Program and received his M.B.A. from UT as well. Mel resides in Katy with his wife and two sons. He enjoys tennis, swimming and fishing.

P:713-243-6715

PATRICK N. GARBODEN

Senior Portfolio Manager, Municipal Fixed Income

Patrick Garboden serves as Senior Portfolio Manager for Crossmark’s municipal bond products. He brings over 37 years of experience within the financial services industry, including 19 years with Smith Barney. His broad financial background includes serving as First Vice President, Branch Manager for 11 years, and as an Investment Management Specialist/Portfolio Manager with the Consulting Group, a division of Citigroup Global Markets. Before joining Smith Barney, Pat was a general partner in the financial services firm of Jones, Humphrey, Garboden, and Company.

Pat attended the University of Oregon and currently holds the Series 7, 63, and 65 securities licenses. Pat has also held Series 3, 4, 5, 8, 15, and 24 securities licenses.

When he is not spending time with his wife, two daughters, or four grandchildren, he enjoys fishing, boating, woodworking, and photography. Pat is also a private pilot; he has been a Civil Air Patrol member, an Auxilliary of the Air Force, since 2005 and has built two Van’s RV9A airplanes.

P:713-243-6710

RYAN E. CAYLOR, CFA®

Portfolio Manager & Head of Research

Ryan Caylor joined Crossmark in June of 2016 and currently serves as a quantitative equity Portfolio Manager and Head of Research. As Portfolio Manager, he is responsible for co-managing the Steward Enhanced Index Funds, institutional custom equity indexation portfolios, and the Israel Impact product. As Head of Research, he is responsible for quantitative and fundamental research on markets, sectors, and individual companies, in addition to overseeing the Firm’s SRI/ESG research team in support of Crossmark’s Portfolio Managers and Investments group.

Before joining Crossmark, Ryan was a sell-side equity research analyst at energy investment bank Tudor, Pickering, Holt & Co., covering competitive power and electric utility stocks. Previously, he was an Associate in the Energy Valuation Group at PricewaterhouseCoopers. Ryan graduated from Tulane University in New Orleans with an undergraduate degree in Finance, as well as Masters degrees in Accounting and Finance. He currently holds the Series 7, 63, 86, and 87 securities licenses and is a CFA® Charterholder.

Outside of Crossmark, Ryan serves as an officer in the United States Army Reserve and resides in Houston with his wife, three children, and dog.

P:713-243-6751

TIFFANY NUNN, AIF® , CSRIC™

Senior Responsible Investing Specialist

Tiffany Nunn joined Crossmark in 2007 and currently serves as Senior Responsible Investing Specialist. In this role, she engages with clients to understand their responsible investing principles, translates them into quantitative and qualitative data sets, and then collaborates with Crossmark portfolio managers to create customized ESG/SRI investment solutions uniquely tailored to each client.

Tiffany earned her B.A. in Psychology, with a minor in Women’s Studies, from New Mexico State University. After starting her career at Crossmark, she began working on ESG/SRI screening solutions in 2009. Tiffany earned the Accredited Investment Fiduciary and the Chartered SRI Counselor designations in 2015 and 2019, respectively. In addition, she has twice been commended for Most Positive Overall Contribution to Sustainable Investment / Corporate Governance from the SRI Connect & Independent Research in Responsible Investment Survey, has chaired Crossmark’s Corporate Engagement Initiatives, and serves on several company committees.

Tiffany has volunteered for a number of Houston non-profits. Her interest in sustainable energy recently led her to become a member of Ally™ @ Pink Petro, a community for an equitable energy transition.

P:713-243-6726

THANG NGUYEN

Middle Office Operations & Institutional Analyst

Thang Nguyen joined Crossmark in June of 2021 as a Middle Office Operations & Institutional Analyst. He brings over 20 years of experience in the financial industry. In his current role, he is responsible for working with the Investment Management and Trading and Investment Operations departments to provide coordination and efficiency to the investment process and provide high quality customer service.

Prior to joining Crossmark, Thang spent most of his professional career in various roles at Invesco. Thang holds a Series 6 FINRA securities license. He earned a B.B.A. in Finance from the University of Houston.

He considers himself very much a Houstonian. When not working, he enjoys spending time cooking for family and friends.

P:713-243-6712

TRACY OSSOWSKI

Assistant to the Chief Investment Officer

Tracy joined Crossmark in May 2021 as Assistant to the Chief Investment Officer. Prior to arriving at Crossmark, Tracy held similar roles at Nuveen, BlackRock, and Merrill Lynch Investment Managers.

Tracy earned an Associates Degree in Liberal Arts from Ocean County College and an Executive Assistant certification from The Katharine Gibbs School.

Born and raised in New Jersey, Tracy enjoys spending time with family and friends, especially at the Jersey Shore, and is an avid runner. Tracy and her husband Michael currently reside in Manalapan, New Jersey.

P:713-243-6752
ROBERT C. DOLL, CFA®
Chief Investment Officer
VICTORIA L. FERNANDEZ, CFA®
Chief Market Strategist
JOHN R. WOLF
Managing Director
PAUL C. TOWNSEN
Managing Director – Head of Trading & Investment Operations, Portfolio Manager
BRENT LIUM, CFA®
Managing Director – Head of Equity Investments, Portfolio Manager
MELVILLE L. CODY
Senior Portfolio Manager
PATRICK N. GARBODEN
Senior Portfolio Manager, Municipal Fixed Income
RYAN E. CAYLOR, CFA®
Portfolio Manager & Head of Research
TIFFANY NUNN, AIF® , CSRIC™
Senior Responsible Investing Specialist
THANG NGUYEN
Middle Office Operations & Institutional Analyst
TRACY OSSOWSKI
Assistant to the Chief Investment Officer

CHARLIE SYLVESTER

Managing Director – Head of Sales & Distribution

Charlie joined Crossmark in June of 2019 as Senior Vice President in the South Region, and was promoted to Managing Director and Head of Sales and Distribution in October of 2019. He is responsible for leading Crossmark’s Advisor Solutions Group (ASG). ASG focuses on retail sales and distribution of our Separately Managed Account Strategies and the Steward Family of Mutual Funds.

Prior joining Crossmark, Charlie spent 19 years as a wholesaler for Invesco in the Institutional and Insurance Sales Group. Throughout his career, Charlie has focused on delivering client-centric, solution-driven strategies to financial advisors in order to help enhance and grow their business.

Charlie holds a B.B.A in Accounting from Sam Houston State University and the Series 7, 24, 63, and 65 FINRA licenses. Charlie and his wife Christy are lifelong Houstonians, very active in their local church, have two sons and daughters-in-law, and love being grandparents. He is an avid golfer, snow skier, guitar player, and can be found most weekends at his farm in East Texas or on his back porch cooking Texas-style BBQ for friends and family.

P:713-419-4619

HEATHER LINDSEY

Managing Director - Platform Development & Strategic Accounts

Heather Lindsey joined Crossmark in August of 2021 and serves as the Managing Director of Platform Development & Strategic Accounts. Heather is responsible for developing engagement strategies to strengthen client relationships, overseeing business strategy for all aspects of distribution partnerships with wealth management platforms, and effectively positioning Crossmark’s investment strategies, overall mission, and core values.

Prior to joining Crossmark, Heather spent twenty-four years at Invesco, where she held multiple significant roles, including two years as SVP, Head of Strategic Accounts, ten years as Senior Director, Retirement & Insurance Platforms and six years as VP, Senior National Account Manager.

Heather earned a bachelor's degree in finance from the University of New Orleans. She holds FINRA Series 7, 24, 51, & 66 licenses. As an active member of her community, Heather volunteers at Strake Jesuit in Houston and participates in fundraising events supporting the National Hemophilia Foundation. She enjoys spending time with her family and friends, which is often at high school Cross Country and Track meets. Heather lives in Sugar Land, TX with her husband, Carey, and son, William.

P:713-243-6744

JORDAN IZUMI, CFP®

Vice President – Platform Development & Strategic Accounts

Jordan Izumi serves as Vice President – Platform Development & Strategic Accounts at Crossmark Global Investments. He is responsible for relationship management, building and enhancing Crossmark’s platform of investment solutions with intermediary distribution partners, and serving as the team’s product specialist for the Steward Funds. Jordan has over a decade of experience in financial services. In 2015, he joined Crossmark from AG Financial Solutions where he focused on workplace retirement plans and values-based investments.

Jordan earned a B.B.A. from Evangel University. He currently holds the Certified Financial Planner™ designation and FINRA Series 7, 24, 63 and 65 licenses.

Originally from Hawaii, Jordan now resides in Houston with his wife Denae and their two children. Outside of Crossmark, he enjoys playing music and serving in ministry organizations.

P:713-243-6720

ANDREW GOTFRIED, CIMA®

Director – Global Institutional Group

Andrew Gotfried joined Crossmark in September of 2018 and currently serves as Director of the Global Institutional Group.

Before Crossmark, Andrew was with Raymond James Financial for 18 years in various roles. His last position was SVP, Director of National Accounts for their asset management subsidiary, Eagle Asset Management. Previous roles were VP, Director of Mutual Fund Research and Marketing, and before that, he was Director of Retail Compliance with Raymond James & Associates.

Andrew earned his B.S. in Business Administration from the University of Florida. He currently holds the Certified Investment Manager Analyst designation.

SCOTT FRAKES

Senior Advisor Consultant

Scott Frakes joined Crossmark in 2001 and currently serves as the Senior Advisor Consultant of the Central Region for the Advisor Solutions Group. In this role, he works closely with financial advisory firms and teams to help people invest responsibly and helps lead intermediary and mutual fund distribution. Before Crossmark, Scott was a Financial Advisor with A.G. Edwards for five years.

Scott graduated with a B.A. from Bowling Green State University. He holds the FINRA Series 7, 63, and 66 licenses.

Scott serves on Crossmark’s Philanthropy Committee, the Finance Committee for Christ the King Catholic Church, and Sigma Phi Epsilon Alumni Board at Washington University in St. Louis. Scott lives in St Louis, Missouri, with his wife and two daughters.

P:314-726-9971

JOHN ORR, CAIA®, CMFC®

Senior Advisor Consultant

John joined Crossmark in 2021 and serves as a Senior Advisor Consultant for the Advisor Solutions Group, responsible for the Northeast region. With over 11 years of experience in the financial services industry, he is passionate about helping advisors grow their businesses and serve their clients. Prior to joining Crossmark, John served in an advisory consultant role at Hartford Funds and operational roles at Brandywine Global Investment Management and SEI Investments.

John earned a B.S in Finance from the University of Delaware and holds the Chartered Alternative Investment Analyst and Chartered Mutual Fund Counselor designations. He also holds the FINRA Series 7 and 63 licenses.

An active member of his community, John currently volunteers as a coach in a Catholic Youth Organization (CYO) boys basketball league with his father. A true “Philadelphian,” he was born, raised, and currently resides in the Philadelphia area. John enjoys following his favorite local sports teams, playing the guitar, and cooking a good meal.

P:484-571-7965

STEVE MAMBUCA

Senior Advisor Consultant

Steve joined Crossmark in 2021 and serves as Senior Advisor Consultant in the Advisor Solutions Group, with responsibility for the West Territory. Prior to joining Crossmark, Steve spent the past 12 years in multiple sales capacities at AIG and Putnam Investments.

Steve earned a B.S. in Business Administration from the University of Massachusetts and holds FINRA Series 7, 26, & 63 licenses.

Steve and his wife Vanessa are proud parents of two sons and their little princess Aurora. During his free time, Steve enjoys driving his 1964 GTO, golfing, and spending quality time with family and bull terrier “Target dog” Chico.

P:818-200-9723

ROBERT A. KARISCH

Senior Regional Advisor Consultant

Robert Karisch joined Crossmark in February 1990, and currently serves as Senior Regional Advisor Consultant to the Central and West regions. Rob focuses on building strong relationships centered around concierge level service, as well as consulting and collaborating with advisors to help grow and manage their businesses.

Rob is native to Houston and is a fifth generation proud Texan. He graduated from Texas State University with a B.B.A. in Marketing and holds the FINRA Series 6, 63, and 65 securities licenses. Rob enjoys participating in philanthropic activities and helping the organizations that Crossmark partners with in the local community.

P:713-243-6732

KYU HAN

Senior Regional Advisor Consultant / Internal Sales Manager

Kyu Han joined Crossmark in December 2017 and currently serves as Senior Regional Advisor Consultant and Internal Sales Manager for the Advisor Solutions Group. Kyu manages Crossmark's internal team of Client Services and Regional Advisor Consultants while also helping to drive business by providing advisors with updated product and marketing information to better serve their clients.

Kyu has been in the financial services industry for more than 20 years. Before joining Crossmark, he served as an Internal Sales Consultant, Compliance Officer, and Operations Assistant Supervisor for Invesco.

Kyu graduated with a B.B.A in Management from the University of Houston and holds his FINRA Series 7, 26, 63, and 65 licenses. He lives in Houston with his wife Ann and three children, Emma, Vivienne, and Brayden. He enjoys chess, golfing, and volunteering at his children's schools.

P:713-243-6704

GRANT HEEMER

Senior Regional Advisor Consultant

Grant Heemer joined Crossmark in January 2021 and serves as Senior Regional Advisor Consultant for the Southern Region. Working collaboratively with the Advisor Solutions team, he provides a consultative approach to address the individual needs of his financial professionals and the unique situations of their clients.

Starting his career in the financial services industry over 20 years ago at Invesco, Grant served in a variety of roles. Applying his in-depth knowledge of management, client services, data analytics, sales, marketing, and information technology helps him better serve his business partners.

Native to Houston, Grant received his B.B.A. in Marketing and B.S. in Interior Design from Texas Christian University. He returned to his hometown after a stint in Denver where he earned his M.B.A. from Colorado State University. Grant also holds his Series 6, 7, 26 and 66 securities licenses.

As an active member of his community, Grant has served as both Den Leader and Treasurer for his son’s Cub Scout Pack as well as Treasurer for his neighborhood. He currently sits on the board of the West University Methodist Finance Committee and the Knollwood Village Civic Club. He spends much of his spare time with his wife helping their two children pursue their dreams. When not involved in their busy routines, Grant enjoys traveling, exploring the great outdoors, music, sports and home improvement projects.

P:713-243-6766

MARY LYNN MEADOWS

Regional Advisor Consultant

Mary Lynn Meadows joined Crossmark in June 2021 and serves as a Regional Advisor Consultant for the South region. With over 18 years of sales experience, she has a passion for helping financial advisers and their clients.

Before joining Crossmark, Mary Lynn worked at Edward Jones, earning her FINRA Series 7 and 66 securities licenses. She attained a B.A. in Marketing, with a sales concentration, from Texas State University at San Marcos.

A native Texan, Mary Lynn considers Midland, Texas her hometown, but currently resides in Houston. She enjoys animals, travel, and giving back to her community. Mary Lynn enjoys participating in philanthropic activities with Crossmark.

P:713-243-6705

KASSIANA JOHNSON

Sales Strategy Coordinator

Kassiana Johnson joined Crossmark in June 2016 and serves as the Sales Strategy Coordinator. In addition, she is responsible for supporting the internal business development representatives in gathering and processing all necessary paperwork for new accounts. Before joining Crossmark, she worked at Wells Fargo Advisors as an Associate Training Liaison.

Raised in the Midwest, Kassiana graduated from Maryville University in St. Louis, earning her Bachelor's in Business Administration.

Before relocating to Houston, Kassiana volunteered in the children's ministry at her local church. She also enjoys playing basketball, trying new restaurants, and traveling.

P:713-243-6767

AUDRA SEYMOUR

Client Service Associate

Audra Seymour joined Crossmark in March of 2020 and serves as the Client Service Associate. She is responsible for setting up new accounts and processing client requests. Before joining Crossmark, she held management positions at a marketing firm and Vivaldi Music Academy at their Bellaire, Texas location.

Raised in Louisiana, Audra graduated from the University of Louisiana at Lafayette, where she earned a B.A. in Communications, majoring in Public Relations and minoring in Business.

Audra lives in Houston and enjoys trying new types of cuisine, cooking classes, and frequenting museums.

P:713-243-6797
CHARLIE SYLVESTER
Managing Director – Head of Sales & Distribution
HEATHER LINDSEY
Managing Director - Platform Development & Strategic Accounts
JORDAN IZUMI, CFP®
Vice President – Platform Development & Strategic Accounts
ANDREW GOTFRIED, CIMA®
Director – Global Institutional Group
SCOTT FRAKES
Senior Advisor Consultant
JOHN ORR, CAIA®, CMFC®
Senior Advisor Consultant
STEVE MAMBUCA
Senior Advisor Consultant
ROBERT A. KARISCH
Senior Regional Advisor Consultant
KYU HAN
Senior Regional Advisor Consultant / Internal Sales Manager
GRANT HEEMER
Senior Regional Advisor Consultant
MARY LYNN MEADOWS
Regional Advisor Consultant
KASSIANA JOHNSON
Sales Strategy Coordinator
AUDRA SEYMOUR
Client Service Associate

ANDREW J. JACOBSON, SR.

Chief Operating Officer

Andrew Jacobson joined Crossmark in February of 2016 as Chief Operating Officer, with over 20 years of leadership experience in the financial services industry, as well as in non-profit and military organizations. In his current role, Andrew is responsible for all business support activities, including Accounting, HR, IT, and Operations. Prior to joining Crossmark, Andrew spent 17 years with GMAC/Ally Bank in automotive finance, commercial lending, insurance and mortgage servicing, with the last four years as a senior HR executive. Between his time with GMAC/Ally Bank and Crossmark, Andrew served 4 ½ years as the Executive Pastor, Treasurer and CFO of an 11,000-member church in the Dallas area.

Andrew attended the University of Michigan, where he earned a Bachelor's of Business Administration in Organizational Behavior and Human Resource Management. As an undergrad, Andrew enlisted in the United States Naval Reserve and subsequently served eight years before being Honorably Discharged in 2001. Shortly thereafter, Andrew attended Pepperdine University, graduating with a Master of Business Administration in 2004. He holds the Series 27 securities license.

Andrew, his wife Sarah and their five children thoroughly enjoy serving in non-profit, civic and ministry organizations. Andrew dedicates two weeks every year to international missions and serves on the Board of Governors of Messenger College as well as the Board of Directors of To Give a Smile.

P:713-243-6727

JIM COPPEDGE

General Counsel & Chief Compliance Officer

Jim Coppedge joined Crossmark in June 2017 as General Counsel & Chief Compliance Officer. Prior to joining Crossmark, Jim served as deputy general counsel for American International Group, Inc. (AIG), leading a team that provided legal and compliance services to the AIG's global consumer product businesses. Prior to joining AIG, he served as associate general counsel for Invesco, Ltd., leading a team that provided legal and compliance services to the North American Retail Group (which included the AIM and Invesco mutual funds).

Jim’s professional career began in 1992, when he accepted a position in the law department of USAA. He spent seven years at USAA, primarily supporting the firm’s mutual fund, brokerage, and investment advice businesses.

A native Texan, Jim earned a B.B.A. in Finance from Texas A&M University and a Juris Doctor from St. Mary's University School of Law.

Jim also devotes time to philanthropic activities. He currently serves on the Boards of Directors of Fort Bend Seniors Meals on Wheels and the University of Houston Cougar Investment Fund.

Jim has lived in the Houston area for almost twenty years. He and his wife, Krista, have three daughters.

P:713-243-6746

ANAIBIS VELASQUEZ

Accounting Manager

Anaibis Velasquez joined Crossmark in 2017 and currently serves as Accounting Manager. In this role, Anaibis reports directly to the COO and oversees all activities pertaining to the Accounts Receivable and Accounts Payable functions. These activities include the analyses of revenues and expenditures, cash and bank account management/reconciliation, vendor relationship management, and all aspects of budget administration.

Before joining the firm, Anaibis served as an Accounts Receivable Specialist for SureTec, handing cash reconciliations, agency statement preparation, and processing and verifying accounting transactions.

Anaibis earned her B.B.A. in Accounting from the University of Houston-Downtown. Anaibis moved from Florida to Texas in 2009 and now resides in Houston with her husband, two daughters, and her Chihuahua named Papi. She enjoys spending time with her family, traveling, and outdoor activities such as fishing, snorkeling, and outdoor picnics.

P:713-243-6733

CHANTELL CORGILL

Senior Human Resources Associate

Chantell Corgill joined Crossmark in August 2010 and serves as a Senior Human Resources Associate. She is responsible for the day-to-day operations of Human Resources, including employee relations, benefits administration, employee policies and procedures, and new hire onboarding. Chantell began her career in human resources in 1999 at Klein Bank, a privately owned institution in Houston.

Born and raised in the Houston area, Chantell has stayed in her hometown. She is married with two daughters and stays busy volunteering at their school. Chantell is also involved in the National Charity League, a mother-daughter volunteer organization.

P:713-243-6736

JANICE DARDEN

Office Administrator and Executive Assistant

Janice Darden serves as Office Administrator and provides administrative assistance to the CEO, COO, and other principals. She assists on special projects and provides technical and logistical support for all departments. Janice is responsible for the day-to-day functions of the office.

Janice joined R.H. Jenswold & Co. in 2005 and with the Crossmark acquisition in 2009, transitioned into the position of AR Administrator. Her responsibilities then included the complete Accounts Receivable cycle (account set-up, preparation and delivery of invoices, allocation of payments, collections and AR reporting to the CEO). Janice moved to her current position in 2017.

Although she is a native Texan, Janice has lived in seven states and attended Victor Valley University in California. While living in Florida, Janice volunteered with an organization supporting caregivers of HIV positive infants and toddlers.

Janice has always maintained that her greatest accomplishments have been her two amazing daughters, four remarkable grandchildren and her miraculous great-grandson.

P:713-243-6713

JESSICA GUNTER

Sr. Compliance Officer & Associate General Counsel

Jessica Gunter joined Crossmark in June 2020. As the Senior Compliance Officer and Associate General Counsel, she manages the daily Compliance and Steward Fund Administration group workflow while fostering relationships with key business partners.

Jessica has a Bachelor's Degree in Political Science from St. Bonaventure University, a Franciscan (O.F.R.) university located in upstate New York. She also earned a Juris Doctorate from Baylor Law School.

Jessica passed the Texas State Bar Exam in 2013 and began working with Alliantgroup, a Houston-based corporate tax consulting firm. She later served as Assistant District Attorney in Denton County, Texas. Her passion for Christian education recently brought her to Houston as an educator with the Archdiocese of Galveston-Houston. While working for St. Laurence Catholic School, Jessica continued to practice law as a pro-bono immigration lawyer representing unaccompanied minor children in partnership with Catholic Charities.

Jessica continues to serve the Catholic Church by sponsoring teens entering into the Sacrament of Confirmation and advocating for the marginalized through the use of her time and talents.

P:713-243-6764

CHERICE PEOPLES

Compliance Associate

Cherice Peoples serves as Compliance Associate for Crossmark Global Investments. She supports the Compliance Department in an administrative role, handling the distribution, review and maintenance of annual and quarterly compliance forms. Cherice also monitors and tracks Continuing Education requirements, including Firm Element Education for all employees.

Cherice has over 10 years of experience in the financial industry. Prior to joining Crossmark, she worked at Energy Capital Credit Union for 9 years. She started as a Member Service Representative and also served as the Branch Manager of two different branches in Houston, Texas where she assisted members with a variety of financial needs. She has been with Crossmark for five years.

Cherice currently resides in Houston and has a daughter who recently graduated college with a B.A. in Psychology. Cherice is a member of her local church, and spends her free time enjoying travel and spending time with family and friends.

P:713-243-6742

COURTNEY CURTIS

Compliance Associate

Courtney Curtis joined Crossmark in September 2017 and currently serves as the Compliance Associate. Courtney began her career in 1999 at Invesco, an independent investment management firm, spending the next 15 years in a variety of roles including Sales Strategy Manager, Retirement Plans and Programs Specialist and Instructional Designer.

Born and raised in Houston, Texas, Courtney earned her B.S. in Business Management from Sam Houston State University. She continued her education by taking courses in the Master’s program at the University of Houston and Seminary classes at Southwestern Baptist Theological Seminary. Courtney also holds Series 7 and 66 licenses and has a Chartered Retirement Plans Specialist designation.

As an active member of her community, Courtney serves as Chairman for the Fort Bend Forum, a local non-profit organization. She enjoys staying busy supporting her two children in their athletic and academic pursuits along with volunteering at her church. Courtney and her husband, Brandon, reside in Sugar Land, Texas with their two children, Nyah and Benjamin.

P:713-243-6735

CLAIRE KRAFT

Assistant to the CEO

Claire Kraft joined Crossmark in June 2021 and serves as the Assistant to the CEO from the Houston headquarters.

Claire earned a Bachelors of Business Administration from North Carolina State University, and after graduation, gained over a decade of financial industry experience with First Union, Wachovia, and BB&T Bank. More recently she spent nearly 10 years in Dubai serving on multiple boards, including the American School of Dubai and The Girl Scouts Of America (Overseas). After repatriating, Claire worked in an administrative role with the Lamar Independent School District while also serving as a court appointed special advocate for children enduring challenging circumstances in Fort Bend County, Texas.

Claire is originally from the United Kingdom and lived in North Carolina and Dubai prior to moving to Houston in 2017. She spends her free time supporting her daughter’s dance team in Fulshear and, as a new “Aggie Mom”, plans to travel to College Station to cheer on the club swim team. She also enjoys serving the Children’s Ministry at church and watching British Crime dramas.

P:713-243-6750
ANDREW J. JACOBSON, SR.
Chief Operating Officer
JIM COPPEDGE
General Counsel & Chief Compliance Officer
ANAIBIS VELASQUEZ
Accounting Manager
CHANTELL CORGILL
Senior Human Resources Associate
JANICE DARDEN
Office Administrator and Executive Assistant
JESSICA GUNTER
Sr. Compliance Officer & Associate General Counsel
CHERICE PEOPLES
Compliance Associate
COURTNEY CURTIS
Compliance Associate
CLAIRE KRAFT
Assistant to the CEO

PAUL C. TOWNSEN

Managing Director – Head of Trading & Investment Operations, Portfolio Manager

Paul Townsen began his investment career at Crossmark in June of 1993. Since 2005, he has served as Portfolio Manager for the Crossmark Covered Call Income SMA and Steward Covered Call Income Fund. In 2021, Paul was promoted to Managing Director – Head of Trading & Investment Operations, where he oversees the trading and investment operations team.

Since starting his career at Crossmark, Paul has worked in a variety of roles within the investment and trading teams, with a focus on trading operations across multiple strategies. In addition to his current responsibilities as portfolio manager and head of trading and investment operations, he also serves as a member of Crossmark’s leadership team.

Paul earned a B.B.A. in Finance from the University of the Incarnate Word in San Antonio, Texas. He currently resides in Houston with his wife Jennifer and four children, Mackenzie, Tristan, Noah, and Presley.

P:713-243-6758

GINA M. GARCIA

Senior Trader

Gina Garcia has been with Crossmark since 2000 and currently serves as Senior Trader. An integral component of the investment process, Gina works with portfolio managers to implement the company strategies. Before joining Crossmark, she was responsible for budget administration and operations procedures in the aerospace industry.

Gina enjoys reading about the newest trends in interior design and exploring Houston's diverse culinary and artistic opportunities. When not in the office or enjoying city life, Gina utilizes her creative talent for interior design by assisting others with home decoration and renovation projects.

P:713-243-6748

SCOTT MUI

Equity and Fixed Income Trader

Scott Mui joined Crossmark Global Investments in June 2021 as an Equity and Fixed Income Trader at the Houston headquarters.

Scott earned a B.S. in Business Management from Stony Brook University and a M.S. in Real Estate from Baruch College. He holds the series 7 and 63 securities licenses. Prior to joining Crossmark, he was a Director at PNC Capital Markets. In his 11-year tenure at this broker-dealer, he served a variety of roles within Fixed Income Sales and Trading with a focus on agency MBS, IG credit, and mortgage loans. Prior to PNC, Scott served two years as an analyst at Morgan Stanley in its Equity Derivative Client Service Group handling trade support and settlement operations.

Born and raised in the New York area, Scott now lives in Houston, Texas with his wife, Carolyn, and their daughter. In his free time, he loves being with family and friends, playing basketball, mentoring youth, traveling, eating, and investing in real estate.

P:713-243-6719

KATY CAVALIER

Investment Operations Manager

Katy Cavalier joined Crossmark in March 2017 and is currently responsible for managing the Investment Operations team responsible for client account reconciliations and sales reporting. As an Investment Operations Manager, she is involved in new account administration and performance reporting and also manages the firm's compliance with Global Investment Performance Standards. Before joining Crossmark, she had four years of project accounting experience.

Katy graduated with a B.S. in Finance from Louisiana State University and is currently studying for the Certificate in Performance Measurement (Level II) exam from the CFA Institute.

Outside of work, Katy enjoys spending her time traveling and visiting family.

P:713-243-6717

JOVANKA CHARLES

Investment Operations Associate

Jovanka Charles joined Crossmark in 2016 and works primarily with the Investment Operations team. She handles several roles, including the reconciliation of customer accounts and producing reports for sales and management.

Jovanka brings over eight years of accounting experience in a variety of industries and markets. In addition, she holds a Master's in Business Administration from Henley Business School and a B.Sc. in Economics and Management from The University of the West Indies.

In her free time, Jovanka loves traveling to new and exciting places. However, gardening and yoga are her two favorite ways to relax and unwind.

P:713-243-6781

KIRSTIE VILLAFUERTE

Investment Operations Associate

Kirstie Villafuerte joined Crossmark in March of 2020. As an Investment Operations Associate, her primary responsibilities include account reconciliation and reporting.

Kirstie has lived most of her life in New York and Virginia but decided to move to Houston after graduating from Virginia Commonwealth University in May 2017. Kirstie earned a B.S. in Business Marketing and has considerable experience in leadership roles within the finance, service, and insurance industries.

In her free time, Kirstie enjoys being with her family, watching movies, traveling, and discovering new food and restaurants.

P:713-243-6730

JACQUELINE PERRY

Investment Operations Associate

Jacqueline Perry joined Crossmark in January 2020 as an Investment Operations Associate. In this role, she is responsible for portfolio reconciliation and reporting.

Jacqueline graduated Magna Cum Laude from St. Edward’s University in December of 2018 with a BBA in Economics. While in college, she held several campus leadership positions and completed a six-month internship with the Texas-Israel Economic Development Council in Austin. As a member of the nonprofit service fraternity Alpha Phi Omega, she and other volunteers serve their campus, community, and the nation as well as each other.

After graduation, her family decided to open a pizzeria in Cypress (having been unsuccessful in a previous attempt). Jacqueline decided to take on this challenge and has worked as their Business Analyst and Office Administrator ever since. With her family now opening a second location, Jacqueline plans to continue her support.

Jacqueline was born and raised in Houston’s Katy/Cypress area but lived in Austin for two years while at the university. During her time off, she enjoys her Shih-Tzu (Louie), diving into a good book, and exploring Houston with family and friends. Jacqueline also loves traveling and, when time allows, she and her parents have hosted pilgrimages to Israel and Europe.

P:713-243-6793

MICHELLE HUNT

Operations Associate

Michelle Hunt joined Crossmark in early 2018 and currently serves as an Operations Associate. In this role, she provides support to the firm's Investment Operations and Accounting departments. Michelle's responsibilities include document management, digital file retention, expense report, and billing administration, along with providing support for a variety of special projects.

Before joining Crossmark, Michelle worked in various service roles, including over two years of digital data administration.

Michelle has lived in the Katy, Texas, area for over 30 years. In her free time, she enjoys serving in the Children's Ministry of her local church. While she thoroughly enjoys her time spent working with children, her greatest joy is found in the many adventures she shares with her three amazing sons.

P:713-243-6739
PAUL C. TOWNSEN
Managing Director – Head of Trading & Investment Operations, Portfolio Manager
GINA M. GARCIA
Senior Trader
SCOTT MUI
Equity and Fixed Income Trader
KATY CAVALIER
Investment Operations Manager
JOVANKA CHARLES
Investment Operations Associate
KIRSTIE VILLAFUERTE
Investment Operations Associate
JACQUELINE PERRY
Investment Operations Associate
MICHELLE HUNT
Operations Associate

VICTORIA L. FERNANDEZ, CFA®

Chief Market Strategist

Victoria Fernandez joined Crossmark in July 2012 and serves as the Chief Market Strategist. She works with the firm's executive and research teams to analyze current market trends and provide comments to the media and public around Crossmark's investment outlook. She is also responsible for managing the Crossmark Fixed Income Investment team and Marketing division while serving as Portfolio Manager for taxable fixed income products.

Victoria began her career in 1994 at Fayez Sarofim & Company, a Houston-based financial advisory firm. During her 18 years at the firm, Victoria enhanced her knowledge of the industry through a variety of roles within the fixed income division, including Head Trader, Municipal Portfolio Manager, and as an Associate on the management team.

Born and raised in Houston, Texas, Victoria remained in her hometown to earn her Bachelor of Arts from Rice University. She earned her MBA from the May's Business School at Texas A&M University and is a CFA® Charterholder.

As an active member of her community, Victoria has served on the boards of local non-profit organizations and religious institutions. In addition, she stays busy supporting her two children in their athletic and academic pursuits, along with volunteering in Literacy Strong, a local non-profit developed by her daughter to fight illiteracy. Victoria currently resides in Houston, and when not in the office, she enjoys walking her labradoodle and diving into a good book.

P:713-243-6728

COURTNEY FOLKERTS

Marketing Manager

Courtney Folkerts joined Crossmark in March of 2020 as the Manager of Marketing. She brings over 13 years of experience in the financial industry. In her current role, she leads the marketing team and directs all marketing strategy and activities. Courtney also serves as the Salesforce Certified Administrator for the firm. 
 
Prior to joining Crossmark, Courtney spent time strengthening her marketing skills and knowledge at Invesco, Jackson, and Curian Capital. She has also worked as a financial advisor, tax preparer, and insurance consultant. She currently holds the Series 7, 24, 63, and 65 FINRA securities licenses. She earned a B.A in Journalism and a B.A. in Communications from the University of Northern Colorado.
 
After growing up in Denver, Colorado, Courtney moved to Houston in 2017. She is still learning Texas traditions and the “Houstonian” way of life. She loves to play with her puppy, read, play co-ed softball, and spend time with friends and family.

P:713-243-6724

MARCOS A. JUAREZ

Senior Marketing Associate

Marcos Juarez has been with Crossmark since 2001 and currently serves as Senior Marketing Associate. He is responsible for managing all graphic design requests for both digital and print material. In addition, he helps with quarterly product data reporting.

Marcos graduated with an A.A.S. in Multimedia and Graphic Design from The Art Institute of Houston.

Born in Guatemala City, he resides in Houston, Texas. Marcos is a member of his local church and is an avid sports fan.

P:713-243-6782

MICHAEL J. CIOTA

Senior Marketing Associate – Content Strategist

Mike Ciota joined Crossmark in 2020 and currently serves as Senior Marketing Associate – Content Strategist. His responsibilities include supporting sales and marketing activities through the creation of timely, targeted content to boost company awareness and website/social viewership to help increase assets under management.

Mike has worked in all aspects of financial services over the past 25 years, most recently as an investment writer for Invesco. He has written on economics, equities, forex, derivatives, mutual funds, fixed income, and ESG investing. He also was the public spokesperson for the Federal Home Loan Banks in Virginia during the global financial crisis. Mike brings additional insight to the marketing of financial services through his background in personal finance.

Mike graduated from George Mason University in Virginia with an M.B.A., having previously earned undergraduate degrees in psychology and management. He lives in Spring, Texas with his wife Tifany and has three children.

P:713-243-6734

KATRINA MAHSHI

Marketing Coordinator

Katrina Mahshi joined Crossmark in September of 2021 as the Marketing Coordinator. She brings 5 years of experience in the marketing industry. Katrina is responsible for marketing operations and implementation.

Prior to joining Crossmark, Katrina enhanced her knowledge and marketing skills at McDonalds, Incredible Homes, and Foxmark Corporation. During this time, she primarily focused on digital marketing and content creation. Katrina holds a B.A. in Advertising with a minor in Marketing from the University of Houston. Additionally, she expanded her studies abroad at the American Business School of Paris.

As an active member of her community, Katrina serves as a board member for the Celebrate Christian Foundation. She also spends her time volunteering at the local animal shelters. Katrina is known as a travel enthusiast, book worm, and music lover. During her free time, she enjoys playing with her cat and spending time with friends and family.

P:713-243-6725
VICTORIA L. FERNANDEZ, CFA®
Chief Market Strategist
COURTNEY FOLKERTS
Marketing Manager
MARCOS A. JUAREZ
Senior Marketing Associate
MICHAEL J. CIOTA
Senior Marketing Associate – Content Strategist
KATRINA MAHSHI
Marketing Coordinator

MICHAEL L. KERN, III, CFA®

President & CEO

Mike Kern has been President and Chief Executive Officer of Crossmark Global Investments and its related entities since May 2015. Before joining Crossmark, he was President of Stout Risius Ross, a financial advisory firm he joined in 1996 as an analyst. During his 19-year tenure with Stout and before being appointed President, he served in a variety of roles, including Managing Director in the Valuation & Financial Opinions Group, Head of the Investment Banking Group, CFO, and COO.

Raised in the Detroit area, Mike earned a B.S. in Finance and Business Economics from Wayne State University. He holds the Chartered Financial Analyst (CFA) designation, as well as the FINRA Series 7, 24, and 63 securities licenses. Mike is also a member of the CFA Institute and Young Presidents’ Organization (YPO).

Mike devotes a significant amount of time to philanthropic activities, which is his passion. He currently serves on the Board of Directors of Embrace the Truth International while also advising several churches throughout the country. Mike was a past member of the Executive Board of Directors of Convoy of Hope, while also serving as Treasurer and Chairman of the Compensation and Audit Committees. In addition, he is a past member of the Board of Directors of International Aid and the Clint Capella CC15 Foundation.

Mike resides in Houston, Texas, with his wife, Amanda, and their four children.

P:713-243-6786

ANDREW J. JACOBSON, SR.

Chief Operating Officer

Andrew Jacobson joined Crossmark in February of 2016 as Chief Operating Officer, with over 20 years of leadership experience in the financial services industry, as well as in non-profit and military organizations. In his current role, Andrew is responsible for all business support activities, including Accounting, HR, IT, and Operations. Prior to joining Crossmark, Andrew spent 17 years with GMAC/Ally Bank in automotive finance, commercial lending, insurance and mortgage servicing, with the last four years as a senior HR executive. Between his time with GMAC/Ally Bank and Crossmark, Andrew served 4 ½ years as the Executive Pastor, Treasurer and CFO of an 11,000-member church in the Dallas area.

Andrew attended the University of Michigan, where he earned a Bachelor's of Business Administration in Organizational Behavior and Human Resource Management. As an undergrad, Andrew enlisted in the United States Naval Reserve and subsequently served eight years before being Honorably Discharged in 2001. Shortly thereafter, Andrew attended Pepperdine University, graduating with a Master of Business Administration in 2004. He holds the Series 27 securities license.

Andrew, his wife Sarah and their five children thoroughly enjoy serving in non-profit, civic and ministry organizations. Andrew dedicates two weeks every year to international missions and serves on the Board of Governors of Messenger College as well as the Board of Directors of To Give a Smile.

P:713-243-6727

ROBERT C. DOLL, CFA®

Chief Investment Officer

Bob joined Crossmark in May 2021 as Chief Investment Officer (CIO), bringing over 40 years of industry experience to guide the investment process and serve as portfolio manager for multiple Crossmark large-cap strategies. He also utilizes his investment expertise to provide weekly and quarterly investment commentaries, as well as annual market predictions. Bob is a regular guest and contributor to multiple media outlets such as CNBC, Bloomberg TV, Moneywise, and Fox Business News. Prior to arriving at Crossmark, he held the roles of Senior Portfolio Manager and Chief Equity Strategist at Nuveen and Blackrock, President and Chief Investment Officer at Merrill Lynch Investment Managers, and Chief Investment Officer at Oppenheimer Funds, Inc.

Bob graduated from Lehigh University with a B.S. in Accounting and a B.A. in Economics. He later went on to earn an M.B.A. from the Wharton School of the University of Pennsylvania. He is a Certified Public Accountant (CPA) and holds the Chartered Financial Analyst (CFA®) designation, as well as the FINRA Series 7 and 63 securities licenses.

Bob dedicates his time as choir director at his local church and also serves on a number of boards including the Alliance of Confessing Evangelicals, Word of Life Fellowship, New Canaan Society, Kingdom Advisors, National Christian Foundation, Gordon Conwell Theological Seminary, The Lausanne Movement, Movement.org, Cairn University, Christianity Today, and the Princeton Healthcare System.

Bob and his wife Leslie currently reside in Princeton, New Jersey and have three children.

VICTORIA L. FERNANDEZ, CFA®

Chief Market Strategist

Victoria Fernandez joined Crossmark in July 2012 and serves as the Chief Market Strategist. She works with the firm's executive and research teams to analyze current market trends and provide comments to the media and public around Crossmark's investment outlook. She is also responsible for managing the Crossmark Fixed Income Investment team and Marketing division while serving as Portfolio Manager for taxable fixed income products.

Victoria began her career in 1994 at Fayez Sarofim & Company, a Houston-based financial advisory firm. During her 18 years at the firm, Victoria enhanced her knowledge of the industry through a variety of roles within the fixed income division, including Head Trader, Municipal Portfolio Manager, and as an Associate on the management team.

Born and raised in Houston, Texas, Victoria remained in her hometown to earn her Bachelor of Arts from Rice University. She earned her MBA from the May's Business School at Texas A&M University and is a CFA® Charterholder.

As an active member of her community, Victoria has served on the boards of local non-profit organizations and religious institutions. In addition, she stays busy supporting her two children in their athletic and academic pursuits, along with volunteering in Literacy Strong, a local non-profit developed by her daughter to fight illiteracy. Victoria currently resides in Houston, and when not in the office, she enjoys walking her labradoodle and diving into a good book.

P:713-243-6728

JIM COPPEDGE

General Counsel & Chief Compliance Officer

Jim Coppedge joined Crossmark in June 2017 as General Counsel & Chief Compliance Officer. Prior to joining Crossmark, Jim served as deputy general counsel for American International Group, Inc. (AIG), leading a team that provided legal and compliance services to the AIG's global consumer product businesses. Prior to joining AIG, he served as associate general counsel for Invesco, Ltd., leading a team that provided legal and compliance services to the North American Retail Group (which included the AIM and Invesco mutual funds).

Jim’s professional career began in 1992, when he accepted a position in the law department of USAA. He spent seven years at USAA, primarily supporting the firm’s mutual fund, brokerage, and investment advice businesses.

A native Texan, Jim earned a B.B.A. in Finance from Texas A&M University and a Juris Doctor from St. Mary's University School of Law.

Jim also devotes time to philanthropic activities. He currently serves on the Boards of Directors of Fort Bend Seniors Meals on Wheels and the University of Houston Cougar Investment Fund.

Jim has lived in the Houston area for almost twenty years. He and his wife, Krista, have three daughters.

P:713-243-6746

CHARLIE SYLVESTER

Managing Director – Head of Sales & Distribution

Charlie joined Crossmark in June of 2019 as Senior Vice President in the South Region, and was promoted to Managing Director and Head of Sales and Distribution in October of 2019. He is responsible for leading Crossmark’s Advisor Solutions Group (ASG). ASG focuses on retail sales and distribution of our Separately Managed Account Strategies and the Steward Family of Mutual Funds.

Prior joining Crossmark, Charlie spent 19 years as a wholesaler for Invesco in the Institutional and Insurance Sales Group. Throughout his career, Charlie has focused on delivering client-centric, solution-driven strategies to financial advisors in order to help enhance and grow their business.

Charlie holds a B.B.A in Accounting from Sam Houston State University and the Series 7, 24, 63, and 65 FINRA licenses. Charlie and his wife Christy are lifelong Houstonians, very active in their local church, have two sons and daughters-in-law, and love being grandparents. He is an avid golfer, snow skier, guitar player, and can be found most weekends at his farm in East Texas or on his back porch cooking Texas-style BBQ for friends and family.

P:713-419-4619

HEATHER LINDSEY

Managing Director - Platform Development & Strategic Accounts

Heather Lindsey joined Crossmark in August of 2021 and serves as the Managing Director of Platform Development & Strategic Accounts. Heather is responsible for developing engagement strategies to strengthen client relationships, overseeing business strategy for all aspects of distribution partnerships with wealth management platforms, and effectively positioning Crossmark’s investment strategies, overall mission, and core values.

Prior to joining Crossmark, Heather spent twenty-four years at Invesco, where she held multiple significant roles, including two years as SVP, Head of Strategic Accounts, ten years as Senior Director, Retirement & Insurance Platforms and six years as VP, Senior National Account Manager.

Heather earned a bachelor's degree in finance from the University of New Orleans. She holds FINRA Series 7, 24, 51, & 66 licenses. As an active member of her community, Heather volunteers at Strake Jesuit in Houston and participates in fundraising events supporting the National Hemophilia Foundation. She enjoys spending time with her family and friends, which is often at high school Cross Country and Track meets. Heather lives in Sugar Land, TX with her husband, Carey, and son, William.

P:713-243-6744

JOHN R. WOLF

Managing Director

John Wolf joined Crossmark in 1996 and currently serves as Managing Director. John is also the primary portfolio manager for Crossmark’s Global Equity Income strategy and manages or co-manages several of Crossmark’s quantitative-based equity strategies.

John began his financial services career in 1983 at The Dreyfus Corporation and moved to Oppenheimer Capital in 1987. In 1992 he became Vice President of New Castle Advisers, a start-up investment advisor specializing in covered call option portfolio strategies. New Castle was acquired by Crossmark in 1996, and John proved to be instrumental in leading Crossmark’s expansion into managing quantitative-based equity strategies.

Originally from the New York City area, John graduated with a B.B.A in Accounting from Hofstra University and an M.B.A in Finance from Manhattan College. He currently holds the Series 7, 24, and 66 securities licenses. In 2001, John relocated to the Houston area to work at Crossmark headquarters, where he still resides.

P:713-243-6785

PAUL C. TOWNSEN

Managing Director – Head of Trading & Investment Operations, Portfolio Manager

Paul Townsen began his investment career at Crossmark in June of 1993. Since 2005, he has served as Portfolio Manager for the Crossmark Covered Call Income SMA and Steward Covered Call Income Fund. In 2021, Paul was promoted to Managing Director – Head of Trading & Investment Operations, where he oversees the trading and investment operations team.

Since starting his career at Crossmark, Paul has worked in a variety of roles within the investment and trading teams, with a focus on trading operations across multiple strategies. In addition to his current responsibilities as portfolio manager and head of trading and investment operations, he also serves as a member of Crossmark’s leadership team.

Paul earned a B.B.A. in Finance from the University of the Incarnate Word in San Antonio, Texas. He currently resides in Houston with his wife Jennifer and four children, Mackenzie, Tristan, Noah, and Presley.

P:713-243-6758

JORDAN IZUMI, CFP®

Vice President – Platform Development & Strategic Accounts

Jordan Izumi serves as Vice President – Platform Development & Strategic Accounts at Crossmark Global Investments. He is responsible for relationship management, building and enhancing Crossmark’s platform of investment solutions with intermediary distribution partners, and serving as the team’s product specialist for the Steward Funds. Jordan has over a decade of experience in financial services. In 2015, he joined Crossmark from AG Financial Solutions where he focused on workplace retirement plans and values-based investments.

Jordan earned a B.B.A. from Evangel University. He currently holds the Certified Financial Planner™ designation and FINRA Series 7, 24, 63 and 65 licenses.

Originally from Hawaii, Jordan now resides in Houston with his wife Denae and their two children. Outside of Crossmark, he enjoys playing music and serving in ministry organizations.

P:713-243-6720

ANDREW GOTFRIED, CIMA®

Director – Global Institutional Group

Andrew Gotfried joined Crossmark in September of 2018 and currently serves as Director of the Global Institutional Group.

Before Crossmark, Andrew was with Raymond James Financial for 18 years in various roles. His last position was SVP, Director of National Accounts for their asset management subsidiary, Eagle Asset Management. Previous roles were VP, Director of Mutual Fund Research and Marketing, and before that, he was Director of Retail Compliance with Raymond James & Associates.

Andrew earned his B.S. in Business Administration from the University of Florida. He currently holds the Certified Investment Manager Analyst designation.

SCOTT FRAKES

Senior Advisor Consultant

Scott Frakes joined Crossmark in 2001 and currently serves as the Senior Advisor Consultant of the Central Region for the Advisor Solutions Group. In this role, he works closely with financial advisory firms and teams to help people invest responsibly and helps lead intermediary and mutual fund distribution. Before Crossmark, Scott was a Financial Advisor with A.G. Edwards for five years.

Scott graduated with a B.A. from Bowling Green State University. He holds the FINRA Series 7, 63, and 66 licenses.

Scott serves on Crossmark’s Philanthropy Committee, the Finance Committee for Christ the King Catholic Church, and Sigma Phi Epsilon Alumni Board at Washington University in St. Louis. Scott lives in St Louis, Missouri, with his wife and two daughters.

P:314-726-9971

JOHN ORR, CAIA®, CMFC®

Senior Advisor Consultant

John joined Crossmark in 2021 and serves as a Senior Advisor Consultant for the Advisor Solutions Group, responsible for the Northeast region. With over 11 years of experience in the financial services industry, he is passionate about helping advisors grow their businesses and serve their clients. Prior to joining Crossmark, John served in an advisory consultant role at Hartford Funds and operational roles at Brandywine Global Investment Management and SEI Investments.

John earned a B.S in Finance from the University of Delaware and holds the Chartered Alternative Investment Analyst and Chartered Mutual Fund Counselor designations. He also holds the FINRA Series 7 and 63 licenses.

An active member of his community, John currently volunteers as a coach in a Catholic Youth Organization (CYO) boys basketball league with his father. A true “Philadelphian,” he was born, raised, and currently resides in the Philadelphia area. John enjoys following his favorite local sports teams, playing the guitar, and cooking a good meal.

P:484-571-7965

STEVE MAMBUCA

Senior Advisor Consultant

Steve joined Crossmark in 2021 and serves as Senior Advisor Consultant in the Advisor Solutions Group, with responsibility for the West Territory. Prior to joining Crossmark, Steve spent the past 12 years in multiple sales capacities at AIG and Putnam Investments.

Steve earned a B.S. in Business Administration from the University of Massachusetts and holds FINRA Series 7, 26, & 63 licenses.

Steve and his wife Vanessa are proud parents of two sons and their little princess Aurora. During his free time, Steve enjoys driving his 1964 GTO, golfing, and spending quality time with family and bull terrier “Target dog” Chico.

P:818-200-9723

ROBERT A. KARISCH

Senior Regional Advisor Consultant

Robert Karisch joined Crossmark in February 1990, and currently serves as Senior Regional Advisor Consultant to the Central and West regions. Rob focuses on building strong relationships centered around concierge level service, as well as consulting and collaborating with advisors to help grow and manage their businesses.

Rob is native to Houston and is a fifth generation proud Texan. He graduated from Texas State University with a B.B.A. in Marketing and holds the FINRA Series 6, 63, and 65 securities licenses. Rob enjoys participating in philanthropic activities and helping the organizations that Crossmark partners with in the local community.

P:713-243-6732

KYU HAN

Senior Regional Advisor Consultant / Internal Sales Manager

Kyu Han joined Crossmark in December 2017 and currently serves as Senior Regional Advisor Consultant and Internal Sales Manager for the Advisor Solutions Group. Kyu manages Crossmark's internal team of Client Services and Regional Advisor Consultants while also helping to drive business by providing advisors with updated product and marketing information to better serve their clients.

Kyu has been in the financial services industry for more than 20 years. Before joining Crossmark, he served as an Internal Sales Consultant, Compliance Officer, and Operations Assistant Supervisor for Invesco.

Kyu graduated with a B.B.A in Management from the University of Houston and holds his FINRA Series 7, 26, 63, and 65 licenses. He lives in Houston with his wife Ann and three children, Emma, Vivienne, and Brayden. He enjoys chess, golfing, and volunteering at his children's schools.

P:713-243-6704

GRANT HEEMER

Senior Regional Advisor Consultant

Grant Heemer joined Crossmark in January 2021 and serves as Senior Regional Advisor Consultant for the Southern Region. Working collaboratively with the Advisor Solutions team, he provides a consultative approach to address the individual needs of his financial professionals and the unique situations of their clients.

Starting his career in the financial services industry over 20 years ago at Invesco, Grant served in a variety of roles. Applying his in-depth knowledge of management, client services, data analytics, sales, marketing, and information technology helps him better serve his business partners.

Native to Houston, Grant received his B.B.A. in Marketing and B.S. in Interior Design from Texas Christian University. He returned to his hometown after a stint in Denver where he earned his M.B.A. from Colorado State University. Grant also holds his Series 6, 7, 26 and 66 securities licenses.

As an active member of his community, Grant has served as both Den Leader and Treasurer for his son’s Cub Scout Pack as well as Treasurer for his neighborhood. He currently sits on the board of the West University Methodist Finance Committee and the Knollwood Village Civic Club. He spends much of his spare time with his wife helping their two children pursue their dreams. When not involved in their busy routines, Grant enjoys traveling, exploring the great outdoors, music, sports and home improvement projects.

P:713-243-6766

MARY LYNN MEADOWS

Regional Advisor Consultant

Mary Lynn Meadows joined Crossmark in June 2021 and serves as a Regional Advisor Consultant for the South region. With over 18 years of sales experience, she has a passion for helping financial advisers and their clients.

Before joining Crossmark, Mary Lynn worked at Edward Jones, earning her FINRA Series 7 and 66 securities licenses. She attained a B.A. in Marketing, with a sales concentration, from Texas State University at San Marcos.

A native Texan, Mary Lynn considers Midland, Texas her hometown, but currently resides in Houston. She enjoys animals, travel, and giving back to her community. Mary Lynn enjoys participating in philanthropic activities with Crossmark.

P:713-243-6705

KASSIANA JOHNSON

Sales Strategy Coordinator

Kassiana Johnson joined Crossmark in June 2016 and serves as the Sales Strategy Coordinator. In addition, she is responsible for supporting the internal business development representatives in gathering and processing all necessary paperwork for new accounts. Before joining Crossmark, she worked at Wells Fargo Advisors as an Associate Training Liaison.

Raised in the Midwest, Kassiana graduated from Maryville University in St. Louis, earning her Bachelor's in Business Administration.

Before relocating to Houston, Kassiana volunteered in the children's ministry at her local church. She also enjoys playing basketball, trying new restaurants, and traveling.

P:713-243-6767

AUDRA SEYMOUR

Client Service Associate

Audra Seymour joined Crossmark in March of 2020 and serves as the Client Service Associate. She is responsible for setting up new accounts and processing client requests. Before joining Crossmark, she held management positions at a marketing firm and Vivaldi Music Academy at their Bellaire, Texas location.

Raised in Louisiana, Audra graduated from the University of Louisiana at Lafayette, where she earned a B.A. in Communications, majoring in Public Relations and minoring in Business.

Audra lives in Houston and enjoys trying new types of cuisine, cooking classes, and frequenting museums.

P:713-243-6797

BRENT LIUM, CFA®

Managing Director – Head of Equity Investments, Portfolio Manager

Brent Lium joined Crossmark in November of 2019. He currently serves as Managing Director – Head of Equity Investments and Portfolio Manager, and brings over 25 years of industry experience to the investment team. In addition to managing multiple portfolios across the Crossmark platform, Brent also oversees investment strategy across Crossmark’s equity portfolios and leads the equity investment team of portfolio managers and analysts.

Brent started his investment career in 1995 as a Financial Advisor with Dean Witter. In 2001, he joined Invesco as an equity analyst for a growth-focused mutual fund team. He was then promoted to portfolio manager on this team in 2007.

Brent earned a B.B.A. in Accounting from Texas A&M University and an M.B.A. in Finance from the University of Texas - Austin. He is also a CFA® Charterholder. He lives in West University Place, Texas with his wife Carrie and three children. When he is not at a family sporting event or activity, he loves to travel and do outdoor activities.

P:713-243-6765

MELVILLE L. CODY

Senior Portfolio Manager

Melville Cody serves as Senior Portfolio Manager for Crossmark’s Large Cap Growth and Tactical Asset Allocation Portfolios.

With over 30 years of investment experience, Mel’s background includes both buy- and sell-side money management organizations. On the buy side, Mel has worked at financial institutions such as USAA Investment Management Company and at American General as a portfolio manager and analyst. For the sell side, he worked at Sanders Morris Harris as Vice President of Institutional Research, where he was also recognized by the Wall Street Journal as an “All Star Analyst.” Mel later served as Co-Chairman of Roger H. Jenswold & Co. prior to its merger with Crossmark.

A native Texan, Mel graduated from The University of Texas Business Honors Program and received his M.B.A. from UT as well. Mel resides in Katy with his wife and two sons. He enjoys tennis, swimming and fishing.

P:713-243-6715

PATRICK N. GARBODEN

Senior Portfolio Manager, Municipal Fixed Income

Patrick Garboden serves as Senior Portfolio Manager for Crossmark’s municipal bond products. He brings over 37 years of experience within the financial services industry, including 19 years with Smith Barney. His broad financial background includes serving as First Vice President, Branch Manager for 11 years, and as an Investment Management Specialist/Portfolio Manager with the Consulting Group, a division of Citigroup Global Markets. Before joining Smith Barney, Pat was a general partner in the financial services firm of Jones, Humphrey, Garboden, and Company.

Pat attended the University of Oregon and currently holds the Series 7, 63, and 65 securities licenses. Pat has also held Series 3, 4, 5, 8, 15, and 24 securities licenses.

When he is not spending time with his wife, two daughters, or four grandchildren, he enjoys fishing, boating, woodworking, and photography. Pat is also a private pilot; he has been a Civil Air Patrol member, an Auxilliary of the Air Force, since 2005 and has built two Van’s RV9A airplanes.

P:713-243-6710

RYAN E. CAYLOR, CFA®

Portfolio Manager & Head of Research

Ryan Caylor joined Crossmark in June of 2016 and currently serves as a quantitative equity Portfolio Manager and Head of Research. As Portfolio Manager, he is responsible for co-managing the Steward Enhanced Index Funds, institutional custom equity indexation portfolios, and the Israel Impact product. As Head of Research, he is responsible for quantitative and fundamental research on markets, sectors, and individual companies, in addition to overseeing the Firm’s SRI/ESG research team in support of Crossmark’s Portfolio Managers and Investments group.

Before joining Crossmark, Ryan was a sell-side equity research analyst at energy investment bank Tudor, Pickering, Holt & Co., covering competitive power and electric utility stocks. Previously, he was an Associate in the Energy Valuation Group at PricewaterhouseCoopers. Ryan graduated from Tulane University in New Orleans with an undergraduate degree in Finance, as well as Masters degrees in Accounting and Finance. He currently holds the Series 7, 63, 86, and 87 securities licenses and is a CFA® Charterholder.

Outside of Crossmark, Ryan serves as an officer in the United States Army Reserve and resides in Houston with his wife, three children, and dog.

P:713-243-6751

GINA M. GARCIA

Senior Trader

Gina Garcia has been with Crossmark since 2000 and currently serves as Senior Trader. An integral component of the investment process, Gina works with portfolio managers to implement the company strategies. Before joining Crossmark, she was responsible for budget administration and operations procedures in the aerospace industry.

Gina enjoys reading about the newest trends in interior design and exploring Houston's diverse culinary and artistic opportunities. When not in the office or enjoying city life, Gina utilizes her creative talent for interior design by assisting others with home decoration and renovation projects.

P:713-243-6748

SCOTT MUI

Equity and Fixed Income Trader

Scott Mui joined Crossmark Global Investments in June 2021 as an Equity and Fixed Income Trader at the Houston headquarters.

Scott earned a B.S. in Business Management from Stony Brook University and a M.S. in Real Estate from Baruch College. He holds the series 7 and 63 securities licenses. Prior to joining Crossmark, he was a Director at PNC Capital Markets. In his 11-year tenure at this broker-dealer, he served a variety of roles within Fixed Income Sales and Trading with a focus on agency MBS, IG credit, and mortgage loans. Prior to PNC, Scott served two years as an analyst at Morgan Stanley in its Equity Derivative Client Service Group handling trade support and settlement operations.

Born and raised in the New York area, Scott now lives in Houston, Texas with his wife, Carolyn, and their daughter. In his free time, he loves being with family and friends, playing basketball, mentoring youth, traveling, eating, and investing in real estate.

P:713-243-6719

COURTNEY FOLKERTS

Marketing Manager

Courtney Folkerts joined Crossmark in March of 2020 as the Manager of Marketing. She brings over 13 years of experience in the financial industry. In her current role, she leads the marketing team and directs all marketing strategy and activities. Courtney also serves as the Salesforce Certified Administrator for the firm. 
 
Prior to joining Crossmark, Courtney spent time strengthening her marketing skills and knowledge at Invesco, Jackson, and Curian Capital. She has also worked as a financial advisor, tax preparer, and insurance consultant. She currently holds the Series 7, 24, 63, and 65 FINRA securities licenses. She earned a B.A in Journalism and a B.A. in Communications from the University of Northern Colorado.
 
After growing up in Denver, Colorado, Courtney moved to Houston in 2017. She is still learning Texas traditions and the “Houstonian” way of life. She loves to play with her puppy, read, play co-ed softball, and spend time with friends and family.

P:713-243-6724

TIFFANY NUNN, AIF® , CSRIC™

Senior Responsible Investing Specialist

Tiffany Nunn joined Crossmark in 2007 and currently serves as Senior Responsible Investing Specialist. In this role, she engages with clients to understand their responsible investing principles, translates them into quantitative and qualitative data sets, and then collaborates with Crossmark portfolio managers to create customized ESG/SRI investment solutions uniquely tailored to each client.

Tiffany earned her B.A. in Psychology, with a minor in Women’s Studies, from New Mexico State University. After starting her career at Crossmark, she began working on ESG/SRI screening solutions in 2009. Tiffany earned the Accredited Investment Fiduciary and the Chartered SRI Counselor designations in 2015 and 2019, respectively. In addition, she has twice been commended for Most Positive Overall Contribution to Sustainable Investment / Corporate Governance from the SRI Connect & Independent Research in Responsible Investment Survey, has chaired Crossmark’s Corporate Engagement Initiatives, and serves on several company committees.

Tiffany has volunteered for a number of Houston non-profits. Her interest in sustainable energy recently led her to become a member of Ally™ @ Pink Petro, a community for an equitable energy transition.

P:713-243-6726

THANG NGUYEN

Middle Office Operations & Institutional Analyst

Thang Nguyen joined Crossmark in June of 2021 as a Middle Office Operations & Institutional Analyst. He brings over 20 years of experience in the financial industry. In his current role, he is responsible for working with the Investment Management and Trading and Investment Operations departments to provide coordination and efficiency to the investment process and provide high quality customer service.

Prior to joining Crossmark, Thang spent most of his professional career in various roles at Invesco. Thang holds a Series 6 FINRA securities license. He earned a B.B.A. in Finance from the University of Houston.

He considers himself very much a Houstonian. When not working, he enjoys spending time cooking for family and friends.

P:713-243-6712

TRACY OSSOWSKI

Assistant to the Chief Investment Officer

Tracy joined Crossmark in May 2021 as Assistant to the Chief Investment Officer. Prior to arriving at Crossmark, Tracy held similar roles at Nuveen, BlackRock, and Merrill Lynch Investment Managers.

Tracy earned an Associates Degree in Liberal Arts from Ocean County College and an Executive Assistant certification from The Katharine Gibbs School.

Born and raised in New Jersey, Tracy enjoys spending time with family and friends, especially at the Jersey Shore, and is an avid runner. Tracy and her husband Michael currently reside in Manalapan, New Jersey.

P:713-243-6752

MARCOS A. JUAREZ

Senior Marketing Associate

Marcos Juarez has been with Crossmark since 2001 and currently serves as Senior Marketing Associate. He is responsible for managing all graphic design requests for both digital and print material. In addition, he helps with quarterly product data reporting.

Marcos graduated with an A.A.S. in Multimedia and Graphic Design from The Art Institute of Houston.

Born in Guatemala City, he resides in Houston, Texas. Marcos is a member of his local church and is an avid sports fan.

P:713-243-6782

MICHAEL J. CIOTA

Senior Marketing Associate – Content Strategist

Mike Ciota joined Crossmark in 2020 and currently serves as Senior Marketing Associate – Content Strategist. His responsibilities include supporting sales and marketing activities through the creation of timely, targeted content to boost company awareness and website/social viewership to help increase assets under management.

Mike has worked in all aspects of financial services over the past 25 years, most recently as an investment writer for Invesco. He has written on economics, equities, forex, derivatives, mutual funds, fixed income, and ESG investing. He also was the public spokesperson for the Federal Home Loan Banks in Virginia during the global financial crisis. Mike brings additional insight to the marketing of financial services through his background in personal finance.

Mike graduated from George Mason University in Virginia with an M.B.A., having previously earned undergraduate degrees in psychology and management. He lives in Spring, Texas with his wife Tifany and has three children.

P:713-243-6734

KATRINA MAHSHI

Marketing Coordinator

Katrina Mahshi joined Crossmark in September of 2021 as the Marketing Coordinator. She brings 5 years of experience in the marketing industry. Katrina is responsible for marketing operations and implementation.

Prior to joining Crossmark, Katrina enhanced her knowledge and marketing skills at McDonalds, Incredible Homes, and Foxmark Corporation. During this time, she primarily focused on digital marketing and content creation. Katrina holds a B.A. in Advertising with a minor in Marketing from the University of Houston. Additionally, she expanded her studies abroad at the American Business School of Paris.

As an active member of her community, Katrina serves as a board member for the Celebrate Christian Foundation. She also spends her time volunteering at the local animal shelters. Katrina is known as a travel enthusiast, book worm, and music lover. During her free time, she enjoys playing with her cat and spending time with friends and family.

P:713-243-6725

ANAIBIS VELASQUEZ

Accounting Manager

Anaibis Velasquez joined Crossmark in 2017 and currently serves as Accounting Manager. In this role, Anaibis reports directly to the COO and oversees all activities pertaining to the Accounts Receivable and Accounts Payable functions. These activities include the analyses of revenues and expenditures, cash and bank account management/reconciliation, vendor relationship management, and all aspects of budget administration.

Before joining the firm, Anaibis served as an Accounts Receivable Specialist for SureTec, handing cash reconciliations, agency statement preparation, and processing and verifying accounting transactions.

Anaibis earned her B.B.A. in Accounting from the University of Houston-Downtown. Anaibis moved from Florida to Texas in 2009 and now resides in Houston with her husband, two daughters, and her Chihuahua named Papi. She enjoys spending time with her family, traveling, and outdoor activities such as fishing, snorkeling, and outdoor picnics.

P:713-243-6733

CHANTELL CORGILL

Senior Human Resources Associate

Chantell Corgill joined Crossmark in August 2010 and serves as a Senior Human Resources Associate. She is responsible for the day-to-day operations of Human Resources, including employee relations, benefits administration, employee policies and procedures, and new hire onboarding. Chantell began her career in human resources in 1999 at Klein Bank, a privately owned institution in Houston.

Born and raised in the Houston area, Chantell has stayed in her hometown. She is married with two daughters and stays busy volunteering at their school. Chantell is also involved in the National Charity League, a mother-daughter volunteer organization.

P:713-243-6736

JANICE DARDEN

Office Administrator and Executive Assistant

Janice Darden serves as Office Administrator and provides administrative assistance to the CEO, COO, and other principals. She assists on special projects and provides technical and logistical support for all departments. Janice is responsible for the day-to-day functions of the office.

Janice joined R.H. Jenswold & Co. in 2005 and with the Crossmark acquisition in 2009, transitioned into the position of AR Administrator. Her responsibilities then included the complete Accounts Receivable cycle (account set-up, preparation and delivery of invoices, allocation of payments, collections and AR reporting to the CEO). Janice moved to her current position in 2017.

Although she is a native Texan, Janice has lived in seven states and attended Victor Valley University in California. While living in Florida, Janice volunteered with an organization supporting caregivers of HIV positive infants and toddlers.

Janice has always maintained that her greatest accomplishments have been her two amazing daughters, four remarkable grandchildren and her miraculous great-grandson.

P:713-243-6713

JESSICA GUNTER

Sr. Compliance Officer & Associate General Counsel

Jessica Gunter joined Crossmark in June 2020. As the Senior Compliance Officer and Associate General Counsel, she manages the daily Compliance and Steward Fund Administration group workflow while fostering relationships with key business partners.

Jessica has a Bachelor's Degree in Political Science from St. Bonaventure University, a Franciscan (O.F.R.) university located in upstate New York. She also earned a Juris Doctorate from Baylor Law School.

Jessica passed the Texas State Bar Exam in 2013 and began working with Alliantgroup, a Houston-based corporate tax consulting firm. She later served as Assistant District Attorney in Denton County, Texas. Her passion for Christian education recently brought her to Houston as an educator with the Archdiocese of Galveston-Houston. While working for St. Laurence Catholic School, Jessica continued to practice law as a pro-bono immigration lawyer representing unaccompanied minor children in partnership with Catholic Charities.

Jessica continues to serve the Catholic Church by sponsoring teens entering into the Sacrament of Confirmation and advocating for the marginalized through the use of her time and talents.

P:713-243-6764

CHERICE PEOPLES

Compliance Associate

Cherice Peoples serves as Compliance Associate for Crossmark Global Investments. She supports the Compliance Department in an administrative role, handling the distribution, review and maintenance of annual and quarterly compliance forms. Cherice also monitors and tracks Continuing Education requirements, including Firm Element Education for all employees.

Cherice has over 10 years of experience in the financial industry. Prior to joining Crossmark, she worked at Energy Capital Credit Union for 9 years. She started as a Member Service Representative and also served as the Branch Manager of two different branches in Houston, Texas where she assisted members with a variety of financial needs. She has been with Crossmark for five years.

Cherice currently resides in Houston and has a daughter who recently graduated college with a B.A. in Psychology. Cherice is a member of her local church, and spends her free time enjoying travel and spending time with family and friends.

P:713-243-6742

COURTNEY CURTIS

Compliance Associate

Courtney Curtis joined Crossmark in September 2017 and currently serves as the Compliance Associate. Courtney began her career in 1999 at Invesco, an independent investment management firm, spending the next 15 years in a variety of roles including Sales Strategy Manager, Retirement Plans and Programs Specialist and Instructional Designer.

Born and raised in Houston, Texas, Courtney earned her B.S. in Business Management from Sam Houston State University. She continued her education by taking courses in the Master’s program at the University of Houston and Seminary classes at Southwestern Baptist Theological Seminary. Courtney also holds Series 7 and 66 licenses and has a Chartered Retirement Plans Specialist designation.

As an active member of her community, Courtney serves as Chairman for the Fort Bend Forum, a local non-profit organization. She enjoys staying busy supporting her two children in their athletic and academic pursuits along with volunteering at her church. Courtney and her husband, Brandon, reside in Sugar Land, Texas with their two children, Nyah and Benjamin.

P:713-243-6735

KATY CAVALIER

Investment Operations Manager

Katy Cavalier joined Crossmark in March 2017 and is currently responsible for managing the Investment Operations team responsible for client account reconciliations and sales reporting. As an Investment Operations Manager, she is involved in new account administration and performance reporting and also manages the firm's compliance with Global Investment Performance Standards. Before joining Crossmark, she had four years of project accounting experience.

Katy graduated with a B.S. in Finance from Louisiana State University and is currently studying for the Certificate in Performance Measurement (Level II) exam from the CFA Institute.

Outside of work, Katy enjoys spending her time traveling and visiting family.

P:713-243-6717

JOVANKA CHARLES

Investment Operations Associate

Jovanka Charles joined Crossmark in 2016 and works primarily with the Investment Operations team. She handles several roles, including the reconciliation of customer accounts and producing reports for sales and management.

Jovanka brings over eight years of accounting experience in a variety of industries and markets. In addition, she holds a Master's in Business Administration from Henley Business School and a B.Sc. in Economics and Management from The University of the West Indies.

In her free time, Jovanka loves traveling to new and exciting places. However, gardening and yoga are her two favorite ways to relax and unwind.

P:713-243-6781

KIRSTIE VILLAFUERTE

Investment Operations Associate

Kirstie Villafuerte joined Crossmark in March of 2020. As an Investment Operations Associate, her primary responsibilities include account reconciliation and reporting.

Kirstie has lived most of her life in New York and Virginia but decided to move to Houston after graduating from Virginia Commonwealth University in May 2017. Kirstie earned a B.S. in Business Marketing and has considerable experience in leadership roles within the finance, service, and insurance industries.

In her free time, Kirstie enjoys being with her family, watching movies, traveling, and discovering new food and restaurants.

P:713-243-6730

JACQUELINE PERRY

Investment Operations Associate

Jacqueline Perry joined Crossmark in January 2020 as an Investment Operations Associate. In this role, she is responsible for portfolio reconciliation and reporting.

Jacqueline graduated Magna Cum Laude from St. Edward’s University in December of 2018 with a BBA in Economics. While in college, she held several campus leadership positions and completed a six-month internship with the Texas-Israel Economic Development Council in Austin. As a member of the nonprofit service fraternity Alpha Phi Omega, she and other volunteers serve their campus, community, and the nation as well as each other.

After graduation, her family decided to open a pizzeria in Cypress (having been unsuccessful in a previous attempt). Jacqueline decided to take on this challenge and has worked as their Business Analyst and Office Administrator ever since. With her family now opening a second location, Jacqueline plans to continue her support.

Jacqueline was born and raised in Houston’s Katy/Cypress area but lived in Austin for two years while at the university. During her time off, she enjoys her Shih-Tzu (Louie), diving into a good book, and exploring Houston with family and friends. Jacqueline also loves traveling and, when time allows, she and her parents have hosted pilgrimages to Israel and Europe.

P:713-243-6793

MICHELLE HUNT

Operations Associate

Michelle Hunt joined Crossmark in early 2018 and currently serves as an Operations Associate. In this role, she provides support to the firm's Investment Operations and Accounting departments. Michelle's responsibilities include document management, digital file retention, expense report, and billing administration, along with providing support for a variety of special projects.

Before joining Crossmark, Michelle worked in various service roles, including over two years of digital data administration.

Michelle has lived in the Katy, Texas, area for over 30 years. In her free time, she enjoys serving in the Children's Ministry of her local church. While she thoroughly enjoys her time spent working with children, her greatest joy is found in the many adventures she shares with her three amazing sons.

P:713-243-6739

CLAIRE KRAFT

Assistant to the CEO

Claire Kraft joined Crossmark in June 2021 and serves as the Assistant to the CEO from the Houston headquarters.

Claire earned a Bachelors of Business Administration from North Carolina State University, and after graduation, gained over a decade of financial industry experience with First Union, Wachovia, and BB&T Bank. More recently she spent nearly 10 years in Dubai serving on multiple boards, including the American School of Dubai and The Girl Scouts Of America (Overseas). After repatriating, Claire worked in an administrative role with the Lamar Independent School District while also serving as a court appointed special advocate for children enduring challenging circumstances in Fort Bend County, Texas.

Claire is originally from the United Kingdom and lived in North Carolina and Dubai prior to moving to Houston in 2017. She spends her free time supporting her daughter’s dance team in Fulshear and, as a new “Aggie Mom”, plans to travel to College Station to cheer on the club swim team. She also enjoys serving the Children’s Ministry at church and watching British Crime dramas.

P:713-243-6750
MICHAEL L. KERN, III, CFA®
President & CEO
ANDREW J. JACOBSON, SR.
Chief Operating Officer
ROBERT C. DOLL, CFA®
Chief Investment Officer
VICTORIA L. FERNANDEZ, CFA®
Chief Market Strategist
JIM COPPEDGE
General Counsel & Chief Compliance Officer
CHARLIE SYLVESTER
Managing Director – Head of Sales & Distribution
HEATHER LINDSEY
Managing Director - Platform Development & Strategic Accounts
JOHN R. WOLF
Managing Director
PAUL C. TOWNSEN
Managing Director – Head of Trading & Investment Operations, Portfolio Manager
JORDAN IZUMI, CFP®
Vice President – Platform Development & Strategic Accounts
ANDREW GOTFRIED, CIMA®
Director – Global Institutional Group
SCOTT FRAKES
Senior Advisor Consultant
JOHN ORR, CAIA®, CMFC®
Senior Advisor Consultant
STEVE MAMBUCA
Senior Advisor Consultant
ROBERT A. KARISCH
Senior Regional Advisor Consultant
KYU HAN
Senior Regional Advisor Consultant / Internal Sales Manager
GRANT HEEMER
Senior Regional Advisor Consultant
MARY LYNN MEADOWS
Regional Advisor Consultant
KASSIANA JOHNSON
Sales Strategy Coordinator
AUDRA SEYMOUR
Client Service Associate
BRENT LIUM, CFA®
Managing Director – Head of Equity Investments, Portfolio Manager
MELVILLE L. CODY
Senior Portfolio Manager
PATRICK N. GARBODEN
Senior Portfolio Manager, Municipal Fixed Income
RYAN E. CAYLOR, CFA®
Portfolio Manager & Head of Research
GINA M. GARCIA
Senior Trader
SCOTT MUI
Equity and Fixed Income Trader
COURTNEY FOLKERTS
Marketing Manager
TIFFANY NUNN, AIF® , CSRIC™
Senior Responsible Investing Specialist
THANG NGUYEN
Middle Office Operations & Institutional Analyst
TRACY OSSOWSKI
Assistant to the Chief Investment Officer
MARCOS A. JUAREZ
Senior Marketing Associate
MICHAEL J. CIOTA
Senior Marketing Associate – Content Strategist
KATRINA MAHSHI
Marketing Coordinator
ANAIBIS VELASQUEZ
Accounting Manager
CHANTELL CORGILL
Senior Human Resources Associate
JANICE DARDEN
Office Administrator and Executive Assistant
JESSICA GUNTER
Sr. Compliance Officer & Associate General Counsel
CHERICE PEOPLES
Compliance Associate
COURTNEY CURTIS
Compliance Associate
KATY CAVALIER
Investment Operations Manager
JOVANKA CHARLES
Investment Operations Associate
KIRSTIE VILLAFUERTE
Investment Operations Associate
JACQUELINE PERRY
Investment Operations Associate
MICHELLE HUNT
Operations Associate
CLAIRE KRAFT
Assistant to the CEO
MICHAEL L. KERN, III, CFA®
President & CEO
ANDREW J. JACOBSON, SR.
Chief Operating Officer
ROBERT C. DOLL, CFA®
Chief Investment Officer
VICTORIA L. FERNANDEZ, CFA®
Chief Market Strategist
JIM COPPEDGE
General Counsel & Chief Compliance Officer
CHARLIE SYLVESTER
Managing Director – Head of Sales & Distribution
HEATHER LINDSEY
Managing Director - Platform Development & Strategic Accounts
JOHN R. WOLF
Managing Director
PAUL C. TOWNSEN
Managing Director – Head of Trading & Investment Operations, Portfolio Manager
JORDAN IZUMI, CFP®
Vice President – Platform Development & Strategic Accounts
ANDREW GOTFRIED, CIMA®
Director – Global Institutional Group
SCOTT FRAKES
Senior Advisor Consultant
JOHN ORR, CAIA®, CMFC®
Senior Advisor Consultant
STEVE MAMBUCA
Senior Advisor Consultant
ROBERT A. KARISCH
Senior Regional Advisor Consultant
KYU HAN
Senior Regional Advisor Consultant / Internal Sales Manager
GRANT HEEMER
Senior Regional Advisor Consultant
MARY LYNN MEADOWS
Regional Advisor Consultant
KASSIANA JOHNSON
Sales Strategy Coordinator
AUDRA SEYMOUR
Client Service Associate
BRENT LIUM, CFA®
Managing Director – Head of Equity Investments, Portfolio Manager
MELVILLE L. CODY
Senior Portfolio Manager
PATRICK N. GARBODEN
Senior Portfolio Manager, Municipal Fixed Income
RYAN E. CAYLOR, CFA®
Portfolio Manager & Head of Research
GINA M. GARCIA
Senior Trader
SCOTT MUI
Equity and Fixed Income Trader
COURTNEY FOLKERTS
Marketing Manager
TIFFANY NUNN, AIF® , CSRIC™
Senior Responsible Investing Specialist
THANG NGUYEN
Middle Office Operations & Institutional Analyst
TRACY OSSOWSKI
Assistant to the Chief Investment Officer
MARCOS A. JUAREZ
Senior Marketing Associate
MICHAEL J. CIOTA
Senior Marketing Associate – Content Strategist
KATRINA MAHSHI
Marketing Coordinator
ANAIBIS VELASQUEZ
Accounting Manager
CHANTELL CORGILL
Senior Human Resources Associate
JANICE DARDEN
Office Administrator and Executive Assistant
JESSICA GUNTER
Sr. Compliance Officer & Associate General Counsel
CHERICE PEOPLES
Compliance Associate
COURTNEY CURTIS
Compliance Associate
KATY CAVALIER
Investment Operations Manager
JOVANKA CHARLES
Investment Operations Associate
KIRSTIE VILLAFUERTE
Investment Operations Associate
JACQUELINE PERRY
Investment Operations Associate
MICHELLE HUNT
Operations Associate
CLAIRE KRAFT
Assistant to the CEO

Sorry, there are no matches

Our History

Overview

Crossmark Global Investments is a boutique investment management firm. We provide a full suite of investment management solutions to institutional investors, financial advisors and the clients they serve. We have a multi-decade legacy of specializing in values-based investing strategies for clients.

1987

Crossmark becomes an independent investment advisory firm originally operating under the name Capstone Financial Services.

1996

Crossmark develops its first values-screened client portfolio.

1998

Crossmark creates its first values-screened family of Funds called Social Ethics and Religious Values Funds (SERV).

2000

Crossmark develops its first screening categories for its Separately Managed Accounts (SMAs).

2004

Crossmark creates the Steward Mutual Fund series of values-screened funds.

2008

Crossmark creates the Steward Global Equity Income Fund, an actively managed dividend strategy that includes value screens.

2017

Crossmark rebrands from Capstone Financial Services to Crossmark Global Investments.

2021

The Steward Global Equity Income Fund Institutional Class (SGISX) received a Lipper Fund Award for best Global Equity Income Fund over a 10-year period. This fund has won a Lipper Fund Award in the Global Equity Income category over multiple time-periods for the last seven years.

The Lipper Fund Awards from Refinitiv recognized the Steward Global Equity Income Fund at the U.S. Lipper Fund Awards March 11, 2021, for delivering consistently strong risk-adjusted performance relative to its peers in the Global Equity Income Funds category for the 10-year period ending November 30, 2020. The number of peer funds included in the category was 15 for the 10-year period. Each award was based on the Fund achieving the highest Lipper Leader for Consistent Return value (effective return net of expenses) over the stated time period.

Refinitiv Lipper Fund Awards U.S. 2021 Winner, Steward Global Equity Income Fund Institutional Class (SGISX), Best Global Equity Income Fund Over 10 Years.

The Refinitiv Lipper Fund Awards, granted annually, highlight funds and fund companies that have excelled in delivering consistently strong risk-adjusted performance relative to their peers.

The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. The fund with the highest Lipper Leader for Consistent Return (Effective Return) value in each eligible classification wins the Refinitiv Lipper Fund Award. For more information, see lipperfundawards.com. Although Refinitiv Lipper makes reasonable efforts to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Refinitiv Lipper.

The Steward Funds are distributed by Crossmark Distributors, Inc., member FINRA. Crossmark Distributors is an affiliate of Crossmark Global Investments, Inc., the Steward Funds’ investment adviser. Crossmark Global Investments is an investment adviser registered with the Securities and Exchange Commission that provides discretionary investment management services to mutual funds, institutions, and individual clients.

Past performance is no guarantee of future results. Investment return and principal value will fluctuate so that shares, when redeemed, may be worth more or less than their original cost. The Fund’s current performance may be lower or higher than quoted. Before investing in a mutual fund, you should read the fund’s prospectus carefully and consider the fund’s investment objectives, risks, charges, and expenses. The prospectus contains this and other information about the fund. To obtain Fund performance as of the most recent month-end or to obtain a copy of the Steward Funds’ prospectus free of charge, call Crossmark Distributors at 888.845.6910.